Common questions about IBOTU Local 713 and the IBOTU Health & Welfare Fund. For anything specific to your own coverage, Fund administration is the right place to ask — info@ibotu.org.
IBOTU Local 713 is the International Brotherhood of Trade Unions Local 713, a labor organization headquartered in Carle Place, New York. It represents over 22,000 union members and administers the IBOTU Health & Welfare Fund, which provides health and welfare benefits to members and their eligible dependents.
The Fund administers a full spectrum of health and welfare programs:
IBOTU also negotiates wage increases and job security protections through collective bargaining.
A self-insured plan pays claims directly from the Fund rather than buying coverage from an insurance carrier. There is no carrier profit margin in the cost, surplus stays in the Fund rather than going to an insurer, and benefits can be designed around what members actually need rather than what a carrier happens to sell. Catastrophic and aggregate stop-loss insurance caps the Fund's exposure to unusually large claims.
Coverage is available to union members working for contributing employers. The specific eligibility requirements — including hours, waiting periods and effective dates — are established by the collective bargaining agreement covering your group and by the Fund's plan rules, so they differ between groups.
Contact Fund administration at info@ibotu.org for the requirements that apply to you.
Dental and vision coverage extends to members and their eligible dependents, and life and AD&D benefits provide financial security for members' families. Which dependents are eligible, and from when, is set by the plan rules that apply to your group — contact Fund administration to confirm.
Yes. IBOTU's self-insured plans are Taft-Hartley multiemployer plans operating under ERISA. That means fiduciary oversight, ACA compliance, and trustees who are legally required to act solely in the interest of plan participants and beneficiaries — not shareholders, not insurers, and not employers.
Yes. The Fund provides behavioral health coverage, Employee Assistance Programs (EAP), and wellness initiatives supporting the complete well-being of union members and their dependents.
IBOTU represents workers across a range of industries, including home health aides and in-home caregivers, long-haul and freight drivers, and warehouse and distribution workers.
A multiemployer fund pools members from many contributing employers into a single benefit plan. That produces purchasing power far beyond what any single employer could reach alone, and it means coverage follows the member — you keep continuous coverage as you move between participating employers, rather than falling into the gaps common in single-employer plans.
Call the office on (516) 741-5564 or email Fund administration at info@ibotu.org. IBOTU Local 713 is headquartered in Carle Place, New York and serves members nationwide. Administrative hours are Monday through Friday, 8:30 AM to 4:30 PM.
Union locals exploring benefit options and employers seeking to understand their obligations can get in touch to discuss participation.
Anything specific to your own coverage — eligibility, claims, ID cards, or what a particular plan pays — should go to Fund administration, who can look at the rules that actually apply to you.
Contact IBOTU →